International Travel Is Increasingly Complicated. This Is the Travel Insurance I Recommend for Anyone Going Abroad in 2026

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When you're traveling, flight delays, cancellations, and lost luggage can truly ruin the experience. The only thing that can makes those situations worse is not being ale to get any refunds for your trouble. That's where travel insurance comes in. A good plan can give you major peace of mind—and actual benefits if you end up needing it. And if you like to plan complex international trips with several legs of travel and big, risky adventures in the outdoors, you probably will need it.

I researched and tested tons of different travel insurance options as I prepped to write about the best travel insurance companies for the 2026 Men's Journal Travel Awards. My favorite for international travel is Tin Leg, which offers excellent medical and transportation coverage. Here's what makes it stand out.

Why Tin Leg Is the Best Travel Insurance for International Trips

Crossing borders means more moving parts to consider, like language barriers, different healthcare systems, and increased flight risks. Tin Leg hits the sweet spot, offering comprehensive coverage at a fantastic value, plus tons of other perks. The current lineup features nine distinct policies, but the Gold plan keeps globetrotters coming back for more. You’re looking at up to $500,000 in emergency medical and $500,000 in evacuation per person, in addition to 100 percent reimbursement for trip cancellations and up to 150 percent for trip interruptions if things go awry along the way. Its 24/7 global support network can also assist with translation services, medical coordination, embassy and attorney referrals, emergency cash advances, and concierge benefits in more than 150 countries. From minor inconveniences to major medical derailments, Tin Leg will help you navigate whatever curveballs you encounter abroad. 

Why You Should Trust Me

I have spent years as a travel journalist, exploring destinations across the globe and experiencing firsthand the highs and lows of travel—from small hiccups to catastrophic situations. I’ve tested the limits of adventure and understand the range of risks that come with it. Navigating travel emergencies, unexpected delays, and medical situations abroad has given me a deep appreciation for the importance of reliable travel insurance. My experience selecting the right insurance plans for my own adventures allows me to cut through the marketing noise and identify policies that offer real value for the Men’s Journal audience, no matter where your next trip takes you.