The credit card has long been accepted in Walmart stores and Sam’s Club locations nationwide, and now it can be used online with both home delivery and in-store pickup options, Synchrony said in a Tuesday (April 7) press release.
In addition, the CareCredit credit card can be used to pay for newly eligible product categories, both in stores and online, per the release. These include medical supplies such as wheelchairs, crutches and walking canes; fitness equipment such as treadmills, stationary bikes and weights; and sleep essentials such as mattresses, pillows and sheets, according to the release.
“The healthcare journey extends far beyond the doctor’s office, and we’re committed to connecting consumers with credit options so they can access health and wellness products and services at their local retailer and during the moments that matter most,” Beto Casellas, executive vice president and CEO of Health & Wellness at Synchrony, said in the release.
Synchrony’s CareCredit is a health and wellness credit card with 12 million cardholder accounts nationwide and acceptance at 290,000 health and wellness providers, health-focused retailers, and traditional retailers that offer health and wellness products, per the release.
The CareCredit business is Synchrony’s fastest-growing vertical, Synchrony Chief Financial Officer Brian Wenzel told PYMNTS CEO Karen Webster in an interview posted in July 2025.
The segment benefits from what Wenzel described as an emotional bond: “You were there when I needed you,” consumers tell the company after using CareCredit to pay a $3,000 vet bill or orthodontic work for a child, he said.
With insurers pushing more costs to patients, Synchrony is expanding into fertility, behavioral health and 40 other specialties where average procedure costs run high and traditional credit cards may be maxed out, Wenzel said at the time.
In January, Synchrony expanded its integration with Fiserv’s all-in-one commerce solution Clover, enabling health and wellness providers who use Clover devices to offer their patients CareCredit’s patient financing solution.
While a partnership launched in 2024 enabled providers to accept CareCredit payments via Clover devices, the new full-scale integration lets health and wellness providers accept CareCredit credit card payments and facilitate new CareCredit applications at the point of sale.