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Cyprus Business Now: BoC, tourism, poverty, trade union, credit rating, Paphos

Credit rating agency Capital Intelligence Ratings on Monday affirmed Cyprus’ long-term foreign currency rating at BBB+ with a stable outlook, while also confirming the short-term rating at A2.

The agency said the ratings are supported by the continued strengthening of public finances, reflected in sustained budget surpluses, declining public debt and low fiscal risks in the short to medium term.

This is reflected in sustained budget surpluses, declining public debt and low fiscal risks in the short to medium term,” the agency said.

It added that active public debt management has reduced refinancing pressures, while significant state cash reserves provide a strong buffer against short-term shocks.

The ratings also reflect the ongoing reduction of contingent liabilities linked to the banking sector, supported by declining macroeconomic imbalances and improved financial system resilience.


The House Finance Committee on Monday examined a package of seven bills submitted by the Finance Ministry aimed at establishing a unified credit data exchange framework and introducing a credit scoring system for both individuals and businesses.

The proposed legislative package forms part of a broader reform to create a digital system for data exchange and creditworthiness assessment, which is a prerequisite for the disbursement of the seventh tranche under the Recovery and Resilience Plan.

The bills cover amendments to key laws governing the financial system. These include the law on the operations of credit institutions, legislation on the sale of credit facilities, the framework for consumer credit agreements, housing loan legislation, as well as laws regulating credit purchasers and servicers, securitisation and financial leasing.

According to a Finance Ministry representative who addressed the committee, the objective is to streamline and harmonise existing provisions, while eliminating overlaps between different legislative frameworks.


More than €230 million is expected to flow into Paphos in 2026 and 2027 for a total of 75 large and smaller development and infrastructure projects, Transport Minister Alexis Vafeades confirmed during a meeting with local authorities in the district.

The scale of the planned spending broadly echoed what President Nikos Christodoulides had announced at the end of 2025 during the pan-district conference in Paphos, with officials describing it as a record package of projects and funding for the province.

At the top of the agenda once again is the Paphos-Polis Chrysochous motorway, following the government’s position that it should be built as a four-lane road with additional access through Mesogi.

Vafeades also said priority this year is being given to improving the existing Paphos-Polis road until the new motorway is completed, advancing the western bypass of Paphos, and unblocking the new road to Paphos airport by resolving pending environmental issues.


The Bank of Cyprus (BoC) on Monday announced an agreement to acquire performing loans, deposits and selected assets and liabilities from the Cyprus Development Bank (CDB), marking a strategic move aligned with its growth plans.

The transaction, agreed between Bank of Cyprus Holdings Public Limited Company and the Cyprus Development Bank, involves the acquisition of a portfolio of performing loans with a gross book value of approximately €150 million.

It also includes deposits totalling around €500 million, strengthening the bank’s funding base.


Parliament is set to examine a bill that would give hundreds of hotels and tourist accommodation providers until December 31, 2028 to continue operating without a full licence, as the Deputy Ministry of Tourism seeks more time to resolve long-running planning irregularities.

The bill, submitted to the House last week and referred to the commerce committee, would extend a transitional regime for businesses that have yet to secure an operating permit, while requiring them to meet specific safety and health conditions in the meantime.

According to the deputy ministry, the measure is intended to allow hotels and tourist accommodation providers to remain open within a defined timeframe while they regularise urban planning violations and comply with requirements related to safety.


Larnaca is rolling out a broad 2026 tourism drive aimed at boosting the district’s appeal through targeted promotion, local upgrades and greener infrastructure, as Middle East tensions weigh on the sector.

Nana Asmeni Pavlou, director of the Larnaca tourism board (Etap), said the organisation’s strategy had been designed to remain adaptable as conditions continue to shift.

“Our programme remains flexible and dynamic, in order to adapt to current developments and the needs of the tourism sector,” she told to Philenews.

“We must shape it according to developments with a multidimensional range of actions, concerning electronic marketing, the expansion of digital promotion tools, but also the creation of synergies with individuals who have an international presence and appeal,” Asmeni explained.


Approximately 167,000 people in Cyprus remained at risk of poverty or social exclusion in 2025, according to the latest figures from the Cyprus Statistical Service (Cystat).

Specifically, the statistical service on Monday reported that 17.1 per cent of the population in Cyprus was at risk of poverty or social exclusion in 2025, corresponding to the figure mentioned above.

The figure reflects the ‘At Risk of Poverty or Social Exclusion (AROPE) indicator, which serves as the European Union’s main benchmark for monitoring progress towards its 2030 poverty reduction targets.

According to the survey, which uses 2024 as the income reference period, individuals were considered at risk if they lived in households with income below the poverty threshold, experienced severe material and social deprivation, or had very low work intensity.


Trade union Isotita has submitted a memorandum to both the finance and labour minister, raising concerns over its exclusion from consultations on pension system reform.

The union, which represents thousands of public and semi-government employees regardless of contract type, said it had been left out of discussions within the Labour Advisory Body as well as other institutional consultation forums.

These include the Joint Staff Committees, from which Isotita said it had also been excluded despite its broad representation.

In the memorandum, the union referred to “major issues of legal, actuarial and social justice” that directly affect the “fundamental, constitutionally guaranteed rights of tens of thousands of employees“.


The Research and Innovation Foundation (RIF) concluded the Future Founders Academy programme with a Demo Day event in Nicosia, showcasing the creativity and potential of emerging entrepreneurial teams.

The event, held on March 21 at Inset, brought together investors and representatives of the business community, offering them the opportunity to engage directly with participants and their innovative ideas.

The participating teams stood out for their strong creative spirit and entrepreneurial ambition, presenting concepts developed throughout the programme.

During the event, participants also received direct guidance from key players in the local investment ecosystem, including Kinisis Ventures, the Cyprus Business Angels Network and representatives of 33EAST, which manages the Cyprus Equity Fund.


Eurobank S.A. on Monday announced that it had repurchased 1,907,008 own shares between March 16 and March 20, 2026, as part of its ongoing share buyback programme.

The programme, which commenced following an announcement on December 12, 2025, was approved by the Extraordinary General Meeting of shareholders held on October 22, 2025, in line with Article 49 of Law 4548/2018 and as a continuation of a previous programme by Eurobank Ergasias Services and Holdings S.A.

According to the bank, the shares were acquired on the Athens Stock Exchange (ATHEX) at an average purchase price of €3.4331 per share, with a total cost of €6,546,941.38.

The transactions were executed through Eurobank Equities Single Member Investment Firm S.A., which acted as the bank’s trading intermediary.


The Ministry of Commerce on Monday announced that Cyprus participated for the fifth consecutive year with a state pavilion at the international wine and spirits exhibition ProWein 2026, held in Düsseldorf, Germany, between March 15 and March 17, 2026.

According to the announcement, seven Cypriot wineries took part in the exhibition, showcasing the uniqueness of indigenous grape varieties and presenting a wide range of wines.

“For the first time this year, wine tastings took place at the Cyprus pavilion, offering visitors a more interactive experience during the event,” the announcement said.

In particular, three presentations with tastings were held, focusing on Commandaria and the native Cypriot grape varieties Xynisteri, Maratheftiko and Yiannoudi.

“The presentations attracted a satisfactory number of visitors, who were informed by the winemakers about the special characteristics and history of the varieties,” the announcement said.


Columbia Group is urging industry leaders to implement artificial intelligence in a way that ensures digital processes do not hinder progress in attracting more women to shipping, arguing that the technology must be embedded carefully if it is to support inclusion rather than reinforce past bias.

The company said AI is built on historical data that may already reflect discrimination against women, making it imperative for businesses to integrate it thoughtfully so that shipping becomes more appealing to future generations of female talent.

Newly appointed group head of AI Christina Orfanidou said artificial intelligence is often presented as though it were neutral, when in reality it depends entirely on the data it is trained on.

“Artificial intelligence is often spoken about as if it were a perfectly neutral system, yet it remains entirely dependent on the information we choose to feed it,” she said.


The Association of Greek Professionals in Cyprus (Selek) has been officially established under the auspices of the Cyprus Chamber of Commerce and Industry (Keve), according to an official announcement.

The new body aims to promote the professional, business, scientific and social interests of Greeks active in Cyprus.

The announcement stated that the founding general assembly took place in Nicosia, marking the formal launch of the organisation.

The initiative also seeks to systematically develop synergies among its members while strengthening institutional links with organisations in Cyprus, Greece and the European Union.


PwC Cyprus and the PwC Foundation supported Global Money Week 2026 by implementing an educational programme titled “Financial Literacy” for the fourth consecutive year across schools in Cyprus.

According to an official announcement, the initiative was carried out with the support of Junior Achievement Cyprus and the Education Ministry, reflecting closer collaboration between the private sector and public institutions.

This year’s Global Money Week theme, “Smart Money Talks”, underscored the importance of encouraging young people to openly discuss financial matters and seek guidance from trusted and knowledgeable sources.

Through education and dialogue, the initiative aimed at strengthening young people’s confidence in managing their finances responsibly and making informed decisions in an increasingly complex financial environment.


Opposition party Disy on Monday called for an emergency and holistic plan to address the economic impact of the Middle East crisis, warning that inaction is not an option amid rising uncertainty.

The party issued a statement emphasising that the government should provide specific aid to essential areas of the economy, such as households, the tourism industry, investment projects, farming, and those at risk.

“Measures that support consumersvulnerable groupstourisminvestment and the primary sector,” the party said.

“The short-term effects may have long-term consequences,” it added.

Moreover, Disy stressed that immediate and coordinated action is required to mitigate the risks stemming from the evolving regional situation.


The next generation of Cypriot family-business leaders is facing a uniquely volatile environment, requiring a shift toward tech-driven leadership and emotional intelligence.

This was the key takeaway from a high-level roundtable discussion in Nicosia, where senior executives from the island’s leading corporations met with emerging entrepreneurs to discuss the future of the local economy.

According to a report by InBusiness, the event was part of IMH’s year-long Gen Z & Millennial Project, an initiative designed to bridge the gap between established institutional knowledge and the fresh perspectives of young business owners.

The discussion brought together senior executives from PwC Cyprus, Bank of Cyprus (BoC), European University Cyprus, Cablenet and Lexus Cyprus (Toyota), who exchanged views with young entrepreneurs and spoke of the pressures facing a generation expected to steer family firms through transition.


The euro area recorded a trade deficit of €1.9 billion in January 2026, according to Eurostat, while Cyprus posted a significantly improved trade balance over the same period.

The euro area deficit widened from the €1.40 billion recorded in January 2025, reflecting changing trade dynamics across key sectors.

Euro area exports fell to €215.30 billion in January 2026, marking a decline of 7.6 per cent compared with €232.90 billion a year earlier.

Ria.city






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