Ethereum price prediction: Key levels ETH traders need to watch and a new crypto aiming for breakout
For traders of the Ethereum asset, the waters ahead are uncertain as the year 2026 progresses. The asset has lost 35% year to date, and $3.2 billion has been removed from ETFs since October 2025. The chances of the asset retaining the $1,600 mark by the end of the month, according to prediction markets, are only 29%. The $1,943 support point will be crucial in determining the acceleration of the sell-off or the continuation of the consolidatory process.
The reclaim of the $2,100 mark would be a strong indication of the seriousness of buyers, but the institutional investment picture remains confusing. On February 4, $79 million was removed from ETH investment products, while only $13.8 million returned on February 10. In this environment, it is no wonder that investors looking for the best crypto to invest in are increasingly considering projects based on structure rather than chart potential.
Ethereum faces macro challenges
The technical picture for the ETH asset remains strong, as it trades inside a descending wedge formation. This type of formation is often a bullish indicator, suggesting a reduction in the rate of selling pressure. The breakout could potentially see the asset rise by 60%, reaching the $3,000 mark.
However, the macro environment is likely to play a larger role in the coming days. Inflation announcements and decisions by the Federal Reserve will likely be more impactful than on-chain developments. In this environment, it is difficult for traders to determine the true potential of the asset. In the quest for the best cryptocurrency to invest in, the macro environment of the ETH asset makes it less appealing compared to revenue-generating alternatives.
Mutuum Finance builds real infrastructure
Mutuum Finance (MUTM) is a decentralized lending protocol. The key difference between this project and the speculative layer-1 projects is the ability of users to lend their assets into a pool, utilize the assets without the need to sell, and gain through various revenue streams. The project delivers real-world functionality.
Mutuum is already active on the Sepolia testnet, and users have access to its main features, although in a simulated market. Users have access to lending markets for USDT, ETH, LINK, and WBTC, and they can even try out borrowing and staking. With the Halborn audit complete and all feedback incorporated, there is no longer any uncertainty about the project’s security.
Presale positioning creates entry window
The price for Phase 7 is $0.04, and over 840 million tokens have been bought out of the 1.82 billion available in the presale. $20,550,000 has been raised, and there have been 19,000 unique holders. Phase 8 is imminent, with a price of $0.045. These presale prices are the last discounted prices before the full launch, which will be $0.06. But there is a larger story to tell.
Analysts who track new crypto coins such as MUTM, know that exchange listings happen after the completion of the presale, and they introduce MUTM to millions of new buyers. In addition, there is the buy and redistribute method, where a fraction of the protocol revenue is used to buy tokens on the open market for staker rewards. These factors create a positive impact on the price after the launch, and it’s easy to see how the price could go above $0.06. If a buyer invests $1,400 in MUTM, they will receive 35,000 MUTM tokens. With exchange listing and dividend demand, it’s reasonable to project a price discovery to $1.20 in a short time, a 20x move that turns the investment into $42,000. This makes MUTM the best crypto to invest in right now.
mtTokens – passive yield generation
When users put their assets into liquidity pools, they earn a yield on their deposits and earn a receipt in the form of mtTokens. These tokens grow in value automatically, and a lender who puts in $7,500 in USDT receives 7,500 mtUSDT, which grows in value. Given an APY of 18%, the compound effect of that is $8,850 over the course of twelve months without any further action. The protocol fee distributions also create another level. $500,000 in quarterly fees used to buy back the MUTM token for the staker dividend could, for instance, increase a $2,000 mtToken position by $500-$1,000 through the staker rewards. Lenders also receive twice the reward, from the interest and the dividend.
Stablecoin issuance expands utility
Mutuum’s overcollateralized stablecoin will be mintable against assets held in the system. A user can deposit $9,000 in ETH, utilizing a 75% Loan to Value, and mint $6,000 in stablecoins, still benefiting from their ETH being active in lending pools and earning yields. The user can then use this yield to pay off a fraction of the loan.
The system’s ability to generate liquidity without selling assets will be attractive to long-term holders of assets, wanting their expenses covered without giving up their potential for capital gains. Additionally, the earning potential of the lending pools, earning 10-15% APY in a variable interest rate, will be a source of income not available through simple holding of assets.
New crypto coin challenges established players
For investors interested in the best crypto to invest in, there is a stark contrast between Ethereum and Mutuum Finance. Ethereum will be waiting for macroeconomic data, as institutional inflows are not consistent. Meanwhile, Mutuum Finance generates revenue, rewarding investors and allowing users to borrow against their assets without selling.
The 4 billion token maximum supply, with 45% being allocated in a presale, ensures there is no inflation-based dilution of long-term investors’ capital. For investors interested in finding out what is the best crypto to invest in, there is a stark contrast between a system with structure, earning potential, and live infrastructure, as opposed to chart patterns and hoping for a good outcome.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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