Lovely commuter village where three-bed homes are £70,000 cheaper than UK average

THOSE looking to get on the housing ladder will be shocked to learn of a picturesque commuter village where three-bed homes are £70,000 cheaper than the UK average.

As house prices continue to climb the dream of homeownership is beginning to vanish for many.

Today, first-time buyers will also fork out over a quarter of a million pounds.

New figures by Zoopla, published this month showed the average price of a home is £267,100.

This rises to £451,600 for detached houses.

But if you are willing to be flexible you may be able to find your dream home at a bargain price.

There are still places in the UK where homes are below the national average and they are commutable to major cities.

Take Crosby for example, it is an idyllic coastal town in Sefton, which boasts an award-winning park and stunning beaches.

Three and four-bed homes here are on average £195,100 making them £70,000 below the national average.

Better yet, it is just a 25-minute car drive to Liverpool City.

Let’s take a look at the cheapest houses up for grabs in this area.

Four-bed semi-detached home – £195,000

This four-bed semi is on the market for £195,000 on Zoopla.

It comes with four bedrooms, two bathrooms and two reception rooms.

The property is just a three-minute walk to a number of primary schools and nurseries.

Additionally, it is just a six-minute drive to Waterloo Merseyside, where you can reach Liverpool City in just 26 minutes via train.

You might be able to get a mortgage to buy this house with a 10% deposit of £19,500.

If you got accepted for a 25-year loan with 5% interest, your monthly payments would work out as £1,025.

Three-bed terrace – £185,000

You can buy this family home in Sefton for £185,000.

It features a large kitchen and dining area alongside three bedrooms and one bath.

Agents at Zoopla said the home is within walking distance of local shops, schools, and transport links.

It is a four-minute drive to Waterloo Merseyside or just under a 10-minute drive to Blundellsands & Crosby train station.

This local transport hub can take you to the city centre in just 24 minutes.

You might be able to get a mortgage to buy this house with a 10% deposit of £18,500.

If you got accepted for a 25-year loan with 5% interest, your monthly payments would work out as £973.

Three bed semi-detached – £220,000

This property is slightly more expensive than the previous two homes, but still £40,000 less than the UK average.

It comes with three bedrooms and a large conservatory and garden area.

A seven-minute car journey will take you to Blundellsands & Crosby train station, making it ideal for commuters.

You might be able to get a mortgage to buy this house with a 10% deposit of £22,000.

If you got accepted for a 25-year loan with 5% interest, your monthly payments would work out as £1,157

Three-bed semi-detached house -£215,000

This three-bed and one-bath home would be ideal for anyone looking for a central location in Crosby.

It is a 16-minute walk to Blundellsands & Crosby train station or if you prefer to drive it will take you just three minutes.

The property is bright and has lots of natural light.

If you were looking for a home which you could move into without pouring hundreds into renovations then this could be it.

You might be able to get a mortgage to buy this house with a 10% deposit of £21,500.

If you got accepted for a 25-year loan with 5% interest, your monthly payments would work out as £1 ,131.