March 2010 April 2010 May 2010 June 2010 July 2010
August 2010
September 2010 October 2010
November 2010
December 2010
January 2011
February 2011 March 2011 April 2011 May 2011 June 2011 July 2011 August 2011 September 2011 October 2011 November 2011 December 2011 January 2012 February 2012 March 2012 April 2012 May 2012 June 2012 July 2012 August 2012 September 2012 October 2012 November 2012 December 2012 January 2013 February 2013 March 2013 April 2013 May 2013 June 2013 July 2013 August 2013 September 2013 October 2013 November 2013 December 2013 January 2014 February 2014 March 2014 April 2014 May 2014 June 2014 July 2014 August 2014 September 2014 October 2014 November 2014 December 2014 January 2015 February 2015 March 2015 April 2015 May 2015 June 2015 July 2015 August 2015 September 2015 October 2015 November 2015 December 2015 January 2016 February 2016 March 2016 April 2016 May 2016 June 2016 July 2016 August 2016 September 2016 October 2016 November 2016 December 2016 January 2017 February 2017 March 2017 April 2017 May 2017 June 2017 July 2017 August 2017 September 2017 October 2017 November 2017 December 2017 January 2018 February 2018 March 2018 April 2018 May 2018 June 2018 July 2018 August 2018 September 2018 October 2018 November 2018 December 2018 January 2019 February 2019 March 2019 April 2019 May 2019 June 2019 July 2019 August 2019 September 2019 October 2019 November 2019 December 2019 January 2020 February 2020 March 2020 April 2020 May 2020 June 2020 July 2020 August 2020 September 2020 October 2020 November 2020 December 2020 January 2021 February 2021 March 2021 April 2021 May 2021 June 2021 July 2021 August 2021 September 2021 October 2021 November 2021 December 2021 January 2022 February 2022 March 2022 April 2022 May 2022 June 2022 July 2022 August 2022 September 2022 October 2022 November 2022 December 2022 January 2023 February 2023 March 2023 April 2023 May 2023 June 2023 July 2023 August 2023 September 2023 October 2023 November 2023 December 2023 January 2024 February 2024 March 2024
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
30
31
News Every Day |

A New York man was unwittingly scammed out of his childhood home. For 12 years, he fought to regain control. He's now facing eviction: 'I want my house back'

For sale sign
For sale sign in front of a house.
  • A New York man unwittingly fell victim to a mortgage scam in 2010 and is now facing eviction.
  • Johnnie Jackson has been trying to regain control of his childhood home for 12 years.
  • Since he was a child, the home was a site of cookouts and family gatherings, Jackson told Insider.

In 2010, Johnnie Jackson became the victim of a mortgage scam when he took out a loan for home repairs. Now, his lawyers say he's at the mercy of a financial institution if wants to keep his home.

His family has owned the home, located in St. Albans, Queens, since 1956, according to a statement from the Legal Aid Society, which represents Jackson. 

Since he was a child, the home was the site of cookouts and family gatherings, Jackson told Insider. His cousins came over often, especially in the summertime. 

He bought the home from his parents in 1994 and has lived in it with his brother since. As an adult, his daughter often comes over and stays with him overnight on visits from Indiana. 

But now, after 28 years of homeownership, Wilmington Trust, an M&T Bank entity that provides wealth and institutional services, has brought eviction proceedings against Jackson on behalf of MFRA Trust 2015-1, which is controlled by MFA Financial, Inc., a real estate investment company. The suit threatens to take away all the memories the house holds within, his lawyers argue. 

In a statement to Insider, a Wilmington spokesperson said its "role is as trustee and not as a lender or loan servicer" and that it's "named in the suit as the trustee only, in the action brought and controlled by the loan servicer."

And MFA Financial, Inc. said it had no comment.

Jackson's attorneys argue that he is the victim of deed theft, an act of fraud that occurs when a homeowner unwittingly signs over a deed to a scammer.

The scammer defrauded more than 1,000 homeowners like Jackson

Jackson in 2010 sought to get a $108,000 mortgage to pay some bills and fix up his home. While property records show this mortgage was taken out on his property, Jackson says he never received any money. And two months after this loan was taken out, the deed to his home was transferred to a straw buyer named James Campisi, according to the Legal Aid Society and property records.

This loan is how he got introduced to David Gotterup, who in 2017 was sentenced to 15 years in prison for leading a loan modification scheme that caused more than $3.5 million in losses, according to the US Attorney's Office of the Eastern District of New York.

Campisi took out a $370,017 mortgage on Jackson's home, ostensibly to "purchase" the home from Jackson. But proceeds were used to pay off the previous $108,000 mortgage, and Gotterup pocketed the rest, the Legal Aid Society says. 

Then, in 2018, Campisi relinquished the home in a deed in lieu of foreclosure to Wilmington Trust as trustee for MFRA Trust 2015-1, which is the entity that now holds the deed to what was once legally Jackson's home, property records show. Campisi could not be reached for comment.

A deed in lieu of foreclosure is an agreement between a borrower and a lender in which a borrower who hasn't been making payments on their mortgage hands over the deed to their home, and in return the lender agrees to forgive the loan.

A Department of Justice investigation later found that Gotterup had defrauded more than 1,000 homeowners, according to a Justice Department release from 2017.

Jackson was one of those homeowners. 

"Our client fell victim to a large-scale mortgage fraud scheme that stripped him of his most significant asset, his family home, and now he is being victimized all over again," said Jennifer Levy, staff attorney at the Legal Aid Society. 

Jackson intended to take out the loan to cover home repairs, he told Insider.

He thought the loan was real — until a man showed up to his house weeks later and asked for rent money. 

Jackson called Gotterup, who told him Jackson still owned the house. 

Unsatisfied with Gotterup's answer and still confused by the man's appearance at his house, Jackson decided to visit Gotterup's office in person. 

"I tried to go back to the office one day, and they got raided [by the FBI]," he told Insider. "They was there no more. I couldn't get ahold of them."

That's when he drove out to his local district attorney's office. He told the Nassau County district attorney's office what happened, and the office referred it to the US Attorney's Office, his lawyers told Insider. 

Gotterup was indicted but he pleaded guilty to only one count of facilitating a loan modification scheme, which did not cover Jackson's situation, Levy told Insider. 

"Unfortunately, the US Attorney's Office entered into this agreement, a plea deal, with this individual, who basically was the head of this big scam which scammed thousands of homeowners," Levy said. "So, Mr. Jackson's case kind of just fell through the cracks, because the person never was formally serving time for it."

Both the district attorney and the Eastern District of New York vowed to help Jackson, he said, promising to help him retrieve the deed to his house.

When reached for comment, a spokesperson for the Eastern District of New York said records prior to 2011 have been destroyed. And the Nassau County district attorney's office did not return Insider's request for comment.

A law enforcement source familiar with Jackson's case told Insider that Jackson had also spoken with the FBI in 2013 about the scam. 

Jackson has been fighting to regain control of his house for 12 years

Jackson had dreams of keeping the house in the family for generations. He thought he'd one day pass it down to his own kids, just like his father did, he told Insider. 

He said he never heard back from either office, so Jackson got an attorney and filed a motion to restore the deed back into his name, Levy said. 

But the motion was filed after a six-year statute of limitations, which meant that Jackson's case was dismissed. 

Jackson is still fighting for his house. His next court hearing is on October 20. 

The 12-year struggle has made it painful for him today to recall the beautiful memories he had within his childhood home, he said, because when he thinks about everything that went on inside the house, he also thinks about the possibility of losing it. 

"I thought I could trust them," Jackson said of Gotterup. "I really did."

Read the original article on Business Insider
Москва

Пьяные друзья в Сочи по ошибке подожгли гараж соседа, пытаясь сжечь дом семьи девушки после ссоры с ее отчимом

The 10 Intense New Action Movies on Netflix That Left Me on the Edge of My Seat!

I was diagnosed with cancer aged 39… you are never too rich, too famous or too young, says Dr Philippa Kaye

Top 5 Websites to Watch FREE Movies - TV Shows (No Sign up!)

Top 10 Emmanuelle Seigner Movies

Ria.city






Read also

Aella Rebrands to Aella Microfinance Bank, Pledges Enhanced Financial Solutions for Nigerians

NYC Retirement Systems Back Disney in Activist Investor Proxy Battle so Board Can Focus ‘on a Strategic Transformation’ 

25 of the very best gifts for tea lovers and tea drinkers, from unique to luxurious ideas

News, articles, comments, with a minute-by-minute update, now on Today24.pro

News Every Day

The 10 Intense New Action Movies on Netflix That Left Me on the Edge of My Seat!

Today24.pro — latest news 24/7. You can add your news instantly now — here


News Every Day

I was diagnosed with cancer aged 39… you are never too rich, too famous or too young, says Dr Philippa Kaye



Sports today


Новости тенниса
WTA

Рыбакина, наряду со Свёнтек, имеет 70% побед на WTA-1000 против соперниц из топ-10



Спорт в России и мире
Москва

Блиц-матч по шахматам между двумя командами провели в павильоне «Спорт для каждого»



All sports news today





Sports in Russia today

Москва

Мечевой бой состоялся в павильоне «Спорт для каждого»


Новости России

Game News

Для Wuthering Waves проходит предрегистрация в App Store и Google Play


Russian.city


Моргенштерн

Кто из российских звезд перевел миллионы рублей жертвам «Крокуса»: сколько пожертвовали SHAMAN, Моргенштерн*, Бузова, Крид, INSTASAMKA, «Пикник» и другие


Губернаторы России
Арцах

Топливному компромиссу между Украиной и Азербайджаном пришел конец?


Суд закрыл процесс по аресту девятого фигуранта дела о теракте в «Крокусе»

Metaratings: "Спартак" может уволить Абаскаля по ходу сезона, клуб ищет тренера

Заказать недорогой ремонт шкафов купе в Москве и Московской области

Басманный суд арестовал девятого фигуранта дела о теракте в «Крокусе»


В Воткинске могут благоустроить набережную в районе музея-усадьбы Петра Чайковского

Эксперты КА «Главный Советник» приняли участие в форуме «Тренды и антитренды корпоративного видео сегодня»

В Югре снимут фильм о жизни композитора Рахманинова

Ольга Бузова стала человеком-невидимкой на ТВ-3 в новом сезоне легендарного шоу о звёздах


Хачанов: хочу вернуться в топ-10 ATP

Теннисист Медведев вышел в полуфинал турнира в Майами, обыграв Харри

Теннисистка Касаткина отреагировала на высказывания Винер о россиянах

Рыбакина, наряду со Свёнтек, имеет 70% побед на WTA-1000 против соперниц из топ-10



Шапки женские вязаные на Wildberries, 2024 — новый цвет от 392 руб. (модель 466)

«Радио Зенит» – информационный партнер форума «Мы вместе. Спорт»

Перенос дат II этапа культурного проекта «Классика: история и современность» в Дмитрове

Пассажир рейса Москва — Пермь попал в реанимацию


Тариф – Большой Концертный Тур. Организация серии больших концертов.

Минстрой предложил увеличить стоимость жилья в большинстве регионов России

Актриса Яна Поплавская станет одним из почетных гостей Национальной премии «СВОИМ» в Нижнем Новгороде

Я – фартовая! Слушательница ENERGY отправилась в Мексику на выступление Джареда Лето


Эксперт Президентской академии в Санкт-Петербурге о подготовке кадров в IT-сфере

Поля Тащенко, 9 лет, детский церебральный паралич, эпилепсия, требуется лечение, 141 023 ₽

Началось IV Всероссийское голосование граждан РФ по благоустройству территорий

Форум «Управдом» по вопросам ЖКХ провели в Ступине



Путин в России и мире






Персональные новости Russian.city
Сергей Лазарев

Похудевший Лазарев не может больше выступать — что известно о состоянии певца



News Every Day

Top 10 Love Affair Movies of the 2000s and 2010s




Friends of Today24

Музыкальные новости

Персональные новости