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Can you use PayPal on Amazon? Not directly, but there are a few workarounds

senior woman shopping online on laptop holding credit card
Though you can't use PayPal to pay for Amazon purchases directly, there are a few things you can do instead.
  • Amazon doesn't let you pay with PayPal when making purchases.
  • However, you can use the PayPal Cash Card or PayPal Key to make purchases on Amazon.
  • You can also use PayPal to buy an Amazon gift card, and then make purchases on Amazon.
  • Visit Insider's Tech Reference library for more stories.

In the world of online shopping, Amazon and PayPal are widely used. However, if you've tried to use your PayPal balance to purchase something on Amazon, you'll already know that PayPal is not an accepted payment method.

Of course, you can transfer your PayPal balance to your bank account to use those funds however you please, but if you're set on using it to buy things on Amazon, there are some workarounds to make it happen.

Can you use PayPal on Amazon?

Amazon doesn't let you pay with PayPal directly, but you can use the PayPal Cash Card or PayPal Key to make purchases. You can also use PayPal to buy Amazon gift cards.

Here's how to do it all.

Pay with the PayPal Cash Card

PayPal Cash Card is a debit card that draws funds from your PayPal account, and it works anywhere (online and physical stores) that accepts Mastercard payments (like Amazon). Since it's a debit card, not a credit card, you need to have a balance on your PayPal account to use a PayPal Cash Card.

To apply for a PayPal Cash Card, simply go to this link, log in to your PayPal account, and follow the on-screen prompts. While there isn't a credit check involved in the application process, note that PayPal charges fees for adding money to your account.

Screenshot of the PayPal Cash Card landing page
Click "Get the Card" to start the process of applying for a PayPal Cash Card.

Once approved for a PayPal Cash Card, you can use it as a payment method on Amazon the way you would with any other credit or debit card.

Use PayPal Key

PayPal Key is a virtual card that gives you access to your PayPal account when shopping online from vendors that accept Mastercard. It's similar to the PayPal Cash Card with the key difference being that there's no physical card; just a card number, expiration date, and security code. Essentially, it's a virtual card number that lets you use your PayPal balance with online merchants that don't directly accept PayPal as a payment method.

To apply for PayPal Key, log in to your PayPal account and look for the PayPal Key option. Since this is a new product, it's not currently available to everyone just yet.

Screenshot of a PayPal account summary page
This user's account summary page does not show an option for PayPal Key.

Once approved for PayPal Key, you can use it to buy things on Amazon as if it were any other credit or debit card.

Buy Amazon gift cards

One of the easiest ways to use PayPal to buy from Amazon is to purchase Amazon gift cards with your PayPal account. You can buy an Amazon gift card from a site like eGifter.com using a PayPal balance and then use that gift card to shop normally on Amazon.

Just be sure you verify that the site from which you're buying a gift card is safe and secure.

Why doesn't Amazon accept PayPal directly?

There are two major reasons that Amazon does not work with PayPal. First, historically PayPal was a part of eBay, one of Amazon's direct competitors. From 2002 to 2015, PayPal and eBay were linked together. PayPal has since split into an independent brand, but their partnership with eBay remains strong.

Second, PayPal is a direct competitor to Amazon's own payment service, the rather bluntly named Amazon Pay. Just as with PayPal, Amazon Pay is accepted by numerous third-party retailers, letting you use Amazon payment methods beyond the immediate orbit of Amazon itself.

What is Amazon Prime? The benefits of Amazon's popular membership program, and whether it's worth the costHow to cancel your Amazon Prime Video subscription through Amazon's websiteHow to set up a PayPal account and link a bank account or credit card
Read the original article on Business Insider

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